October 15, 2013
Michael E. Callahan, FSPA, EA, CPC
President, Edu4Retirement, Inc.
mc@edu4retirement.com
This session will discuss the myriad of options available for the portfolios of retirees. Attendees will learn the criteria to use to sort through all the options to pick the optimal investments that fit best for the individual or family.
 
October 22, 2013
Gina M. Barry, Esq.
Bacon Wilson, P.C.
GBarry@baconwilson.com
One of the most common issues addressed by planners today is how to protect assets from catastrophic nursing home costs. Many believe that all of their options were eliminated on February 8, 2006 with the enactment of the Deficit Reduction Act. This presentation will explore the wide variety of remaining options for those who are planning for nursing home care, whether in advance or on the nursing home steps. Many misconceptions exist in this area of planning, and these misconceptions can even confuse seasoned professionals when faced with them. Areas of confusion will be delved into more deeply to provide you with a complete understanding of these misconceptions and the ability to clarify these concepts for your clients so that they can make properly informed decisions about their planning.
 
October 29, 2013
John S. Mayock III, CLTC
Financial Partners of New England
jmayock@fpnewengland.com
In this program, we will cover how Medicare works, what are the different ways to cover the gaps and why long term care planning is important due to these gaps. Also discussed will be how the insurance industry has evolved to give options on funding long term care.
 
November 5, 2013
Michael Gove, Principal
Gove Law Office
www.govelawoffice.com
Jeremy Leap, Vice President
Country Bank
www.countrybank.com
A view of the commercial lending process, from initial contact and evaluation to eventual payoff or workout scenarios will be presented. This program will provide an in depth discussion of the reports required by or useful to the bank; will review the loan and collateral documents, including affirmative and negative covenants regarding coverage ratios; and will examine defaults, workouts, and payoffs of the loan.
 
November 12, 2013
The challenges of financial independence for today's retirees are akin to those we faced as a nation described by Thomas Paine in 1775. The upheaval of financial and societal norms here (and abroad) isn't over - it may have just begun. Here are three insights to help to weather what's already occurred and what may lie ahead.
1) Government: Update on MassHealth and Social Security Benefit Eligibility
Eileen Sullivan-Boss
Elder Law Attorney, West Springfield
2) Finance: Be Nimble, Be Quick, Be Defensive
Jim Walsh, Regional Director, CFP
WBI Investments, Little Silver, NJ
www.WBIInvestments.com
3) You: It's All About Risk
Garry Heiney, AIF IAR
Skroback & Associates, West Springfield
gheiney@skroback.com
 
November 19, 2013
Thomas Cebula, VP Commercial Loan Officer
Westfield Bank
www.westfieldbank.com
This program will highlight the areas that lenders look for, known as the 5 C's of credit, to determine the credit worthiness of potential borrowers. In addition, Tom will provide an overview of the process for obtaining a loan through a lending institution, and how the Small Business Administration can provide assistance through their guaranteed loan programs
 
November 26, 2013
Rich Hellmold
rhellmold@rhellmold.com
Lorraine Travers
lorrainetravers@yahoo.com
Presented by a panel of speakers from the MSCPA, outlines will be available at www.cpeForum.com before the program.
 
2013_C_Corp_Tax_Update.pdf
2013_Estate_and_Gift_Tax_Update.pdf
2013_Individual_Tax_Update.pdf
2013_Partnership_Tax_Update.pdf
2013_Regional_Forums_Bibliography.pdf
2013_S_Corp_Tax_Update.pdf
2013_Tax_Accounting_Update.pdf
2013_Tax_Procedures_Update.pdf
2013_Trust_and_Estate_Income_Tax_Update.pdf