Fall, 2019
October 22, 2019
Patrick Donnelly, CFP©, Partner
Paladin Wealth Partners, Springfield
www.paladinwealth.com
Kimberly St. Pierre, APA, President
SetAway Solutions, Bedford, NH
www.setawayllc.com
An economic update and discussion of the outlook for equity and fixed income markets will offer planning strategies to reduce risk and increase probabilities for successful outcomes in investment and retirement portfolios. There will also be discussion of strategies for business owners using retirement plans for tax savings, how retirement plans can help with the 199A tax deduction and using retirement plans for succession planning.
October 29, 2019
James C. Duda & Lauren C. Ostberg
Bulkey, Richardson and Gelinas, LLP
https://bulkley.com/practice-areas/cybersecurity/
Chris Wisneski , Manager, IT Security & Assurance Services, Whittlesey
cwisneski@WAdvising.com
Learn what is required under current state and federal cybersecurity regulations, as well as the changes that the California Consumer Privacy Act, the European Union's General Data Protection Regulation, and expanding definitions of "personal information" are likely to impose on the way businesses collect, retain, and share personal information and other electronic data.
November 5, 2019
Enrique J. Alvarez, MSFS, CLU, ChFC, RHU, REBC, CFP®, CASL, MRFC
Retirement Doctor, LLC
eja@retirementdoctor.com
We will discuss how to use annuities to possibly eliminate state income taxes, reduce taxes and Social Security income, reduce asset management fees on a managed account, and provide funds for college education and leaving a legacy. Other topics will include how living benefit riders and death benefit rider work, state guaranty fund, Medicaid Qualified annuities, Longevity annuities and features unique to annuities.
November 12, 2019
Enrique J. Alvarez, MSFS, CLU, ChFC, RHU, REBC, CFP®, CASL, MRFC
Retirement Doctor, LLC
eja@retirementdoctor.com
The topics that we will cover are liability insurance, taxation, variation of returns, uninsured medical expenses, and protection against the guaranteed loss of retirement income when a spouse dies. We will see how enabling someone else's poor coping skills can be financially disastrous, how to choose a pension benefit as well as when to start receiving social security checks, the importance of having and monitoring a budget and why prepaying a mortgage may not be a good decision.
November 19, 2019
Douglas D'Andrea & Jennifer N. Shea, JD
Integrity Benefit Partners/Baystate Financial
ddandrea@integritybenefitpartners.com
Gain an understanding of the unique and often confusing tax treatment of qualified long-term care insurance in a variety of planning scenarios, such as personal planning, as a feature of executive compensation, and in the context of the self-employed health insurance deduction.
Douglas D'Andrea & Herbert K. Daroff, J.D
Integrity Benefit Partners/Baystate Financial
ddandrea@integritybenefitpartners.com
In this session we will educate participants on the different types of executive benefit planning strategies available, including Non-Qualified Deferred Compensation, Split Dollar Plans, and Section 162 Bonus Plans.
November 26, 2019
Deborah Rogers, CPA
Waldron H Rand & Company
deborahr@waldronrand.com
Cody D. Belland, CPA
Wolf & Company, P.C.
Cbelland@wolfandco.com
These two speakers are from the MSCPA Taxation Committee. Outlines will be available at www.cpeForum.org before the program.
Market & Economic Update
Patrick Donnelly, CFP©, Partner
Paladin Wealth Partners, Springfield
www.paladinwealth.com
Kimberly St. Pierre, APA, President
SetAway Solutions, Bedford, NH
www.setawayllc.com
An economic update and discussion of the outlook for equity and fixed income markets will offer planning strategies to reduce risk and increase probabilities for successful outcomes in investment and retirement portfolios. There will also be discussion of strategies for business owners using retirement plans for tax savings, how retirement plans can help with the 199A tax deduction and using retirement plans for succession planning.
October 29, 2019
Prepare for Change: Compliance with Present Data Security Requirements and
Future Data Rights
James C. Duda & Lauren C. Ostberg
Bulkey, Richardson and Gelinas, LLP
https://bulkley.com/practice-areas/cybersecurity/
Chris Wisneski , Manager, IT Security & Assurance Services, Whittlesey
cwisneski@WAdvising.com
Learn what is required under current state and federal cybersecurity regulations, as well as the changes that the California Consumer Privacy Act, the European Union's General Data Protection Regulation, and expanding definitions of "personal information" are likely to impose on the way businesses collect, retain, and share personal information and other electronic data.
November 5, 2019
Understanding Annuities and Their Role in a Client's Portfolio
Enrique J. Alvarez, MSFS, CLU, ChFC, RHU, REBC, CFP®, CASL, MRFC
Retirement Doctor, LLC
eja@retirementdoctor.com
We will discuss how to use annuities to possibly eliminate state income taxes, reduce taxes and Social Security income, reduce asset management fees on a managed account, and provide funds for college education and leaving a legacy. Other topics will include how living benefit riders and death benefit rider work, state guaranty fund, Medicaid Qualified annuities, Longevity annuities and features unique to annuities.
November 12, 2019
How Healthy is Your Retirement Plan?
Enrique J. Alvarez, MSFS, CLU, ChFC, RHU, REBC, CFP®, CASL, MRFC
Retirement Doctor, LLC
eja@retirementdoctor.com
The topics that we will cover are liability insurance, taxation, variation of returns, uninsured medical expenses, and protection against the guaranteed loss of retirement income when a spouse dies. We will see how enabling someone else's poor coping skills can be financially disastrous, how to choose a pension benefit as well as when to start receiving social security checks, the importance of having and monitoring a budget and why prepaying a mortgage may not be a good decision.
November 19, 2019
LTCi Planning: A workshop
Douglas D'Andrea & Jennifer N. Shea, JD
Integrity Benefit Partners/Baystate Financial
ddandrea@integritybenefitpartners.com
Gain an understanding of the unique and often confusing tax treatment of qualified long-term care insurance in a variety of planning scenarios, such as personal planning, as a feature of executive compensation, and in the context of the self-employed health insurance deduction.
Executive Benefit Planning with Life Insurance
Douglas D'Andrea & Herbert K. Daroff, J.D
Integrity Benefit Partners/Baystate Financial
ddandrea@integritybenefitpartners.com
In this session we will educate participants on the different types of executive benefit planning strategies available, including Non-Qualified Deferred Compensation, Split Dollar Plans, and Section 162 Bonus Plans.
November 26, 2019
Annual Tax Update (4 Hours)
Deborah Rogers, CPA
Waldron H Rand & Company
deborahr@waldronrand.com
Cody D. Belland, CPA
Wolf & Company, P.C.
Cbelland@wolfandco.com
These two speakers are from the MSCPA Taxation Committee. Outlines will be available at www.cpeForum.org before the program.