Spring, 2023
May 2, 2023
Alexandra Dest
Willow Investments
info@investwithwillow.com
You’re invited to this market update and discussion on the current financial environment.
May 9, 2023
Jeannine B. Kwatowski, President
K Benefit Group
jbk@kbenefitgroup.com
Exploring alternate funding solutions for employer group health plans to achieve long-term premium stability and benefit consistency. This session will take a deep dive into options other than the fully insured model available to groups of all sizes, to include level-premium self-insured, traditional self-insured captives and ICHRA.
May 16, 2023
Kevin D. Quinn, J.D., President
Michael S. Gove, Esq., Partner
Legacy Counsellors, P.C.
kquinn@legacycounsellors.com
mgove@legacycounsellors.com
January 1, 2026, and the scheduled termination of President Trump’s Tax Cuts and Jobs Act TCJA is fast approaching. Unless 60 senators affirmatively vote otherwise, the TCJA will sunset, leaving us with higher income taxes and lower estate tax exemptions. However, opportunities exist right now to assist your clients to avoid some of these taxes that may not be available in coming years. We call this seminar “Back to the Future” because several planning techniques, last commonly used years and decades ago, are once again very attractive. Now is the time to help families with means to transfer and protect assets before the estate tax exemptions change and income tax rates increase. In this session we will cover several important strategies for leveraging the existing $13 million exemption for the benefit of very high-net-worth families before that exemption expires. We will also examine some legitimate income shifting strategies that may help mitigate increasing income tax rates.
May 23, 2023
Jeff Liguori
Napatree Capital
jliguori@napatreecapital.com
The failure of Silicon Valley Bank is historic. Unlike Bear Sterns, Wachovia, or Lehman Brothers, SVB's niche customer base and the unique economic environment created a perfect storm of conditions which resulted in bank insolvency. The idiosyncratic nature of SVB/s collapse may actually prove to be a long-term positive for the industry.
May 30, 2023
Tim Murphy, Partner
Skoler, Abbott & Presser, P.C.
tmurphy@skoler-abbott.com
The passage of the MA PFML in 2018 was a game-changer. Employee advocates marked its passage with exuberant claims of how it would transform the lives of employees for the better while many Employer groups predicted doom and gloom. Find out what’s actually happened now that the law has been fully phased in and the pandemic comes to an end.
June 6, 2023
Gregory I. Rogovin
CLTC Group Long-Term Care Benefits Specialist with LTC Resources
grogovin@gmail.com
The time to come up with a long-term care plan is when you may still be healthy enough to qualify for longterm care coverage. Whether or not your clients choose to own a longterm care policy is not critical. What IS critical, is that they create a deliberate long-term care plan to help them manage this risk while they still have a variety of long-term care solutions available to them.
June 13, 2023
Kevin D. Quinn, J.D., President
Michael S. Gove, Esq., Partner
Legacy Counsellors, P.C.
kquinn@legacycounsellors.com
mgove@legacycounsellors.com
The return to moderate interest rates, the impact of the SECURE ACT, and the pending sunset of the Tax Cut and Jobs Act on December 31, 2026, have caused Planned Giving strategies that have been dormant for more than a decade to be much more attractive. In this Seminar we will discuss a variety of charitable planning strategies that can offer clients current income tax deductions, help clients retain more assets after a liquidation event, reduce estate taxes, and allow something close to the pre-SECURE ACT “stretch-out” of inherited IRAs.
Market Update
Alexandra Dest
Willow Investments
info@investwithwillow.com
You’re invited to this market update and discussion on the current financial environment.
May 9, 2023
Alternate Funding Solutions for Employer Sponsored Health Plans
Jeannine B. Kwatowski, President
K Benefit Group
jbk@kbenefitgroup.com
Exploring alternate funding solutions for employer group health plans to achieve long-term premium stability and benefit consistency. This session will take a deep dive into options other than the fully insured model available to groups of all sizes, to include level-premium self-insured, traditional self-insured captives and ICHRA.
May 16, 2023
Back to the Future
Kevin D. Quinn, J.D., President
Michael S. Gove, Esq., Partner
Legacy Counsellors, P.C.
kquinn@legacycounsellors.com
mgove@legacycounsellors.com
January 1, 2026, and the scheduled termination of President Trump’s Tax Cuts and Jobs Act TCJA is fast approaching. Unless 60 senators affirmatively vote otherwise, the TCJA will sunset, leaving us with higher income taxes and lower estate tax exemptions. However, opportunities exist right now to assist your clients to avoid some of these taxes that may not be available in coming years. We call this seminar “Back to the Future” because several planning techniques, last commonly used years and decades ago, are once again very attractive. Now is the time to help families with means to transfer and protect assets before the estate tax exemptions change and income tax rates increase. In this session we will cover several important strategies for leveraging the existing $13 million exemption for the benefit of very high-net-worth families before that exemption expires. We will also examine some legitimate income shifting strategies that may help mitigate increasing income tax rates.
May 23, 2023
Silicon Valley Bank Failure and Market Impact
Jeff Liguori
Napatree Capital
jliguori@napatreecapital.com
The failure of Silicon Valley Bank is historic. Unlike Bear Sterns, Wachovia, or Lehman Brothers, SVB's niche customer base and the unique economic environment created a perfect storm of conditions which resulted in bank insolvency. The idiosyncratic nature of SVB/s collapse may actually prove to be a long-term positive for the industry.
May 30, 2023
MA Paid Family Leave Act: How It Has Impacted Employers
Tim Murphy, Partner
Skoler, Abbott & Presser, P.C.
tmurphy@skoler-abbott.com
The passage of the MA PFML in 2018 was a game-changer. Employee advocates marked its passage with exuberant claims of how it would transform the lives of employees for the better while many Employer groups predicted doom and gloom. Find out what’s actually happened now that the law has been fully phased in and the pandemic comes to an end.
June 6, 2023
Long-Term Care Planning – Why, How, When?
Gregory I. Rogovin
CLTC Group Long-Term Care Benefits Specialist with LTC Resources
grogovin@gmail.com
The time to come up with a long-term care plan is when you may still be healthy enough to qualify for longterm care coverage. Whether or not your clients choose to own a longterm care policy is not critical. What IS critical, is that they create a deliberate long-term care plan to help them manage this risk while they still have a variety of long-term care solutions available to them.
June 13, 2023
Charitable Planning: Planned Giving
Kevin D. Quinn, J.D., President
Michael S. Gove, Esq., Partner
Legacy Counsellors, P.C.
kquinn@legacycounsellors.com
mgove@legacycounsellors.com
The return to moderate interest rates, the impact of the SECURE ACT, and the pending sunset of the Tax Cut and Jobs Act on December 31, 2026, have caused Planned Giving strategies that have been dormant for more than a decade to be much more attractive. In this Seminar we will discuss a variety of charitable planning strategies that can offer clients current income tax deductions, help clients retain more assets after a liquidation event, reduce estate taxes, and allow something close to the pre-SECURE ACT “stretch-out” of inherited IRAs.